We got the final loan information today, with the actual dollar amount we need to bring to closing.
Aaron will pick up a cashier's check tomorrow. I'm heading home a couple hours earlier than normal, because I want options if there's weather or flight drama. I must be home tomorrow night - no exceptions.
Friday morning at 9am I will be signing my name 38,765 times.
Our dream is coming true. We will own a home!!!!!!!!!!!!
I'm not sure if I want to scream, cry, dance or sing. I'm all crazy inside.
This is awesome.
Showing posts with label houses. Show all posts
Showing posts with label houses. Show all posts
Wednesday, December 17, 2008
Wednesday, November 26, 2008
House update
Yesterday I was having a bit of buyers remorse because I felt like we didn't look at enough houses to feel confident in our decision on this one. Part of that was from my friend, because she kept sending me links to cute houses (just in case it didn't work out).
In the late morning we got a counter offer from the sellers, and we decided to stand our ground and not offer any more money. Like Aaron's Dad said, why bid against ourselves? We knew we were the only offer on the table.
So yesterday afternoon our agent took us out to look at two houses we found on the web that looked like potentials. Both of them were duds.
The first one was pretty nice inside, but the remodeling wasn't finished, the bedrooms were TINY and the basement wasn't finished, nor could it be. The ductwork and pipes hung too low in the ceiling. In addition, the neighborhood was okay, but not great. It's currently being gentrified.
The second house was in an awesome neighborhood, and was a pretty neat old house (built in 1915), but it needed sooooo much work. Everything practically was original. If we had a ton of time and disposable cash, it would have been a fun project and will be an amazing house when it's all updated. But we don't have the time (or the cash haha). We need something move-in ready.
I was starting to get a little dejected, thinking maybe we should have just met the sellers in the middle since their house really was the best we'd seen... but at 7:45PM our realtor called. THEY ACCEPTED OUR FINAL OFFER!!!!!!!!
Hyperventilating aside, I am sooooo happy. Now onto the crazy stuff!
In the late morning we got a counter offer from the sellers, and we decided to stand our ground and not offer any more money. Like Aaron's Dad said, why bid against ourselves? We knew we were the only offer on the table.
So yesterday afternoon our agent took us out to look at two houses we found on the web that looked like potentials. Both of them were duds.
The first one was pretty nice inside, but the remodeling wasn't finished, the bedrooms were TINY and the basement wasn't finished, nor could it be. The ductwork and pipes hung too low in the ceiling. In addition, the neighborhood was okay, but not great. It's currently being gentrified.
The second house was in an awesome neighborhood, and was a pretty neat old house (built in 1915), but it needed sooooo much work. Everything practically was original. If we had a ton of time and disposable cash, it would have been a fun project and will be an amazing house when it's all updated. But we don't have the time (or the cash haha). We need something move-in ready.
I was starting to get a little dejected, thinking maybe we should have just met the sellers in the middle since their house really was the best we'd seen... but at 7:45PM our realtor called. THEY ACCEPTED OUR FINAL OFFER!!!!!!!!
Hyperventilating aside, I am sooooo happy. Now onto the crazy stuff!
Sunday, November 23, 2008
Like, Woah.
Aaron and I had been discussing getting a professional photographer for a few hours on the day of our wedding. Our chapel package includes pictures of the ceremony and around the chapel grounds, but originally we just planned to ask our friends and family to take pictures at the reception. However, after looking at all of Daniel and Lexi's AMAZING wedding photos, I kinda wanted something a little more... well, I guess professional.
We looked into it and found a guy who was in our budget who we liked.
But then today we decided to put in an offer on a house.
Guess we won't be booking that photographer after all!
We should know tomorrow whether our offer is accepted. We offered REALLY low, so we expect them to counter. If this all works out, we'll know by the end of the week.
Fingers crossed and breathing deeply.
We looked into it and found a guy who was in our budget who we liked.
But then today we decided to put in an offer on a house.
Guess we won't be booking that photographer after all!
We should know tomorrow whether our offer is accepted. We offered REALLY low, so we expect them to counter. If this all works out, we'll know by the end of the week.
Fingers crossed and breathing deeply.
Monday, November 17, 2008
3 months, 3 weeks
I booked our flights to Las Vegas today. The cheapest flight is also the only direct flight from Indianapolis to Vegas offered by any airline (thank you Northwest!). I was tired of watching and waiting and hoping the prices would drop before buying them. I just wanted to be one task closer to TOTALLY ready for the wedding. The tickets were a little less than I had budgeted for, so what the heck. At least I know I won't be paying MORE than we budgeted.
We're arriving on Friday March 13 around 8am, and leaving Monday March 16 at 1pm. We're leaving two days earlier than we originally planned, but I think that will be better in the long run. Saves us $500 on hotel, and who knows how much on entertainment, gambling, etc!
And the money could be very useful... as Aaron and I are desperately trying to figure out how we can buy this house that we love. We can afford the house, we just don't have a down payment yet. And we really really really really love this house. Sigh. Maybe we'll win the lottery and have enough for the down!
We're arriving on Friday March 13 around 8am, and leaving Monday March 16 at 1pm. We're leaving two days earlier than we originally planned, but I think that will be better in the long run. Saves us $500 on hotel, and who knows how much on entertainment, gambling, etc!
And the money could be very useful... as Aaron and I are desperately trying to figure out how we can buy this house that we love. We can afford the house, we just don't have a down payment yet. And we really really really really love this house. Sigh. Maybe we'll win the lottery and have enough for the down!
Tuesday, October 14, 2008
Houses Part Deux
Aaron got pre-approved yesterday for a home loan in the price range we were hoping, so it looks like we'll be buying a house sooner than we thought (and this approval doesn't even include my income as part of the consideration!)
Our lease at the rental house is up April 25, so we'll target early/mid-April for the move.
HOLY COW! We're going to own a house. WOOT!
Our lease at the rental house is up April 25, so we'll target early/mid-April for the move.
HOLY COW! We're going to own a house. WOOT!
Sunday, October 12, 2008
Houses
Aaron and I went to a couple of open houses today. Realistically, we probably won't be buying until next summer/fall, but we wanted to take a look at some neighborhoods that an acquaintance recommended for us.
The house thing has honestly been a source of strain between us. Usually we are right on with our attitudes and opinions about life... but the house was polar opposites.
Aaron wanted to buy a new house outside of Indianapolis in a town called Westfield. It's basically surrounded by farms. While that is cool, I don't want to live so far from the city, since I will likely be commuting downtown every day. In addition, the new developments are so...sterile. There's no trees, no quaint little shops, no Mom&Pop restaurants.
I preferred the older houses in the established communities, about halfway between where we live now and downtown. Most of the houses are Cape Cod, Victorian or Arts & Crafts style homes. True, you have a smaller lot for the same amount of money, but they are established communities with their own personalities. And the trees... I love the trees! That's 80% of what I love about this town.
I'm not sure what sparked the change of heart in Aaron, but yesterday he agreed that we would focus primarily on the neighborhoods between Michigan on the east, College on the west, 42nd on the south and 71st on the north (Butler-Tarkington, Meridian-Kessler, Broad Ripple, Forest Hills for my info) . The prices are in our range, the neighborhoods are beautiful, the houses are older, very lovely and perfect sized, the trees are gorgeous and there's restaurants, shops, and the Central Canal within walking/biking distance. Perfect for starting a family.
I'm only going to say it once, but I earned it... I was right! Nah nee nah nee poo poo!
The house thing has honestly been a source of strain between us. Usually we are right on with our attitudes and opinions about life... but the house was polar opposites.
Aaron wanted to buy a new house outside of Indianapolis in a town called Westfield. It's basically surrounded by farms. While that is cool, I don't want to live so far from the city, since I will likely be commuting downtown every day. In addition, the new developments are so...sterile. There's no trees, no quaint little shops, no Mom&Pop restaurants.
I preferred the older houses in the established communities, about halfway between where we live now and downtown. Most of the houses are Cape Cod, Victorian or Arts & Crafts style homes. True, you have a smaller lot for the same amount of money, but they are established communities with their own personalities. And the trees... I love the trees! That's 80% of what I love about this town.
I'm not sure what sparked the change of heart in Aaron, but yesterday he agreed that we would focus primarily on the neighborhoods between Michigan on the east, College on the west, 42nd on the south and 71st on the north (Butler-Tarkington, Meridian-Kessler, Broad Ripple, Forest Hills for my info) . The prices are in our range, the neighborhoods are beautiful, the houses are older, very lovely and perfect sized, the trees are gorgeous and there's restaurants, shops, and the Central Canal within walking/biking distance. Perfect for starting a family.
I'm only going to say it once, but I earned it... I was right! Nah nee nah nee poo poo!
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